Rates that Save
  About
 

Everyone uses us for one reason. Rate!!!
I challenge you to find a lower rate with the same fees.

If you would like rates emailed, or a Good Faith Estimate prepared for your individual situation please email me at axel@ratesthatsave.com or call me at
(970) 488-3661.

Fill Out An Application Online

Axel SivertsAxel Siverts

3711 JFK PKWY, Suite 220
Fort Collins, CO 80525
(970) 488-3661 Office
(877) 207-1033 Toll Free
axel@ratesthatsave.com
“Should You Lock Or Float Today?
Visit my blog and I'll give you my opinion.”
http://ratesthatsave.blogspot.com/
  Rates!
 

Jumbo rates start at loan amounts greater then $417,000.00
 
Program
1.00% Origination Fee
Interest Rate APR
Zero Origination Fee
Interest Rate APR
30 Year Fixed Conforming 4.875% 5.017% 5.125% 5.175%
30 Year Fixed Jumbo 5.500% 5.63% 5.875% 5.907%
30 Year Fixed Interest Only 5.250% 5.382% 5.375% 5.422%
FHA 30 Year Fixed 4.750% 5.69 % 5.000% 5.834 %
         
20 Year Fixed Conforming 4.625% 4.749 % 4.750% 4.82 %
         
15 Year Fixed Conforming 4.250% 4.487% 4.375% 4.458%
15 Year Fixed Jumbo 4.250% 4.453% 4.500% 4.549%
         
10/1 Year ARM Conforming 4.375% 4.389% 4.625% 4.379%
10/1 Year ARM Jumbo 4.750% 4.743% 5.000% 4.773%
10/1 Year ARM Interest Only 4.500% 4.489% 4.750% 4.521%
         
7/1 Year ARM Conforming 3.875% 4.018% 4.250% 4.054%
7/1 Year ARM Jumbo 4.375% 4.495% 4.625% 4.469%
7/1 Year ARM Interest Only 4.125% 4.185% 4.500% 4.283%
         
5/1 Year ARM Conforming 3.500% 3.794% 3.875% 3.771%
5/1 Year ARM Jumbo 3.875% 4.302% 4.125% 4.231%
5/1 Year ARM Interest Only 3.625% 3.911% 4.125% 4.088%
         
3/1 Year ARM Conforming 3.500% 3.923% 3.875% 3.924%
3/1 Year ARM Jumbo 3.875% 4.37% 4.125% 4.248%
3/1 Year ARM Interest Only 3.625% 4.137% 4.125% 4.072%


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Rates shown assume full loan approval with good credit and fully documented income and assets. Variations may be acceptable but may cause adjustments in the rates, fees, and/or terms. Conforming APR’s quoted on loans with 20% down and loan amounts of $250,000.00. Jumbo APR quoted on 25% down and loan amounts of $625,000.00. FHA APR’s quoted on loans with 3.5% down and loan amounts of $199,900.00 with 1.75% financed MIP. Some products may not be available in all states. Rates quoted are guaranteed provided clients, property and title meet all qualifications. Rates updated daily by 10:00am Monday-Friday and locks available from 10:00am to 4:30pm MST. Clients must receive rate lock confirmation email to ensure lock.

Not only will you receive an unbeatable loan rate but also, my team will impress you with stellar customer service. Please call for a rate quote.

This is not an advertisement to extend credit. Program availability based on applicant qualification and subject to credit approval. Quotations for rates and fees will be provided in the legally required manner to each applicant.

 
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